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What's your Personal Disability Quotient (PDQ)?

It's the number so much depends on.

Your PDQ represents your chance of becoming seriously ill or injured and unable to work for an extended period of time. And with so much riding on your ability to earn an income, it's one very important number to know. To calculate your PDQ, you'll need to answer a few simple questions.

Minimize Your Risk

Visit www.disabilitycanhappen.org to learn:

Five questions every worker should ask.

How to prepare a Financial Security Plan.

Wellness tips to help you embrace a healthy lifestyle.

Basic Information Male
Female
Work and Weight Mostly office work / indoors
Little office work / indoors
Little physical work / outdoors
Mostly physical work / outdoors About the right size
Underweight
Overweight
Obese
Lifestyle Yes
No Very healthy
About average
Not very healthy
Medical Yes
No
Your PDQ
Based on your selections, here are your chances of becoming disabled:

Your estimated chance of becoming disabled and unable to work for three months or longer before the age of 65

If you become too sick or injured to work, the average length of a disability* claim of someone like you.

If you become too sick or injured to work, the chances that the disability* could last 5 years or longer.

* For disabilities lasting three months or longer



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